Transmigration: The Promise of Echoes
CHAPTER 10 ~ Over Credit ~

During Armen's long holiday, Bu Kotjo's son must have come to the house. Both houses were only twenty meters away. There was not even a separation wall between the two plots of land. The relationship between the two families should be like a brother. 

Precisely since Murni became a coach for Bu Kotjo in the field of childbirth. Their relative competition no longer exists. Even Pure help Bu Kotjo get a certificate from the health department for permission to practice childbirth. 

That night Armen came to bring a rag doll to Gya. Armen really loves Gya. Not just this time Armen brought gifts for Gya. However, the same with the Wasis, what was bought was not a necessary object at the moment.

"Where is Om's truck, safe Aunty?"

"Some safe, men!"

"There's light from them, Tan?"

"No one, just stay!"

"So that's Auntie, should I get a piece of Auntie?"

"Lastri, try to get a truck installment card!" Purely order Lastri to take the installment sign card. "Armen just look at yourself, is there any lightening given?"

Lastri immediately followed Pure's orders. At first he wondered why such confidential credit data should be given to Armen. But after Pure explained that Armen has always been trusted by the Wasis in financial and business talks. He also understood that Armen was the mainstay of his adoptive parents in terms of finances.

"Why is there no reduction at all Tan!" Armen is trying to restart talks related to the installment.

Because Murni was just silent, Lastri also chimed in, "If you say Si Roy can be taken care of!"

"If what is like this usually has automatic reduction of installments," said Armen.

What Armen said was in line with the prevailing prevalence in the financial industry. When the customer is found dead. In reality, financial services are more passive. Feeling a loss if they have to lower the burden of interest they will receive.

"Auntie doesn't understand, you're the only one who's talking about it!" pure Said.

"Lho is that, Mom!" lastri.

"You were the one who talked to Armen there!" pure Word.

"Where are you going?" ask Lastri.

"You go in first!" answer Purely "Lastri! Gya bring it here! It's getting cold outside!"

Gya invited in by Murni. Gya for Murni is his real friend. He understood that Lastri was not so painstaking in his daughter's affairs. Lastri is very young to be a mother. Even so Pure feels very lucky, get Lastri and Gya to be his new family towards the age of twilight.

"If this is how good it is to do take over, Las!" said Armen.

"meaning?"

"Move to the bank where I work my debt?"

"Why?"

"Let's get smaller flowers, there's another promo!"

"Repot!"

"Let me help!"

"Can you?"

"Important on credit, Auntie's coming"

"Can I get an extra loan?"

"Can you if you want!"

"If you really can? I want!"

"I'll tell the marketing!"

By getting capital he can buy fertilizer needed by farmers around him. He could take orders from the neighbors of the garden and the Gapoktan group close to him. Lastri thought that there was only a way between the garden to the factory. Then he could stop by at the largest fertilizer agent in their area. 

"Okay Las, then wait for news from me!"

"No longer?"

"If zero files is only a week!"

"meaning?" Lastri doesn't understand the term zero file.

"After all the full requirements files!"

Although a little misses the promise of a credit agreement finally implemented. That's because Lastri begged her foster mother very much. Pure finally melted after Lastri seduced him many times. 

Which is because Pure heavy to agree is the house he lived in was also used as a guarantee. Although not tied in a notary. Just as a collateral escort from the Wasis relic truck. 

The value of the truck guarantee is not enough to cover the additional loan credit working capital requested by Lastri. Purely went wrong. He once encouraged Lastri to make the process of buying palm fruit from a neighboring garden when Wagiso came home last week.

That's why Lastri so need working capital. Murni was really worried when a house full of memories with Wasis must also be a guarantee. Lucky Armen can still convince Pure. 

Armen gave a simple calculation to Pure. If Lastri is able to pay higher installments during this time, then Lastri is believed to be able to also make installment payments with smaller installments. The process of transferring creditors makes the number of payments per month smaller.

Armen's input slightly made Pure calm and confident. Purely too in love with Lastri and her adopted granddaughter. She will continue to fulfill her husband's desire to take care of the two most valuable people in her life now.

"Thank you Mom for saying it all to Gya!" lastri said for a moment they had arrived back home.

"For you too my son?"

"The most important thing is Gya, Mom!"

"Mother come with you Lastri!"

The day after the harvest of his adoptive parents' garden, Lastri returned to the plantation site. This time he accompanied Wagiso Lastri tried to explain the concept of cooperation with the neighbors of his garden. 

There were not many participants in the meeting. Still some of their friends are still afraid of fruit touts. On that occasion Lastri reminded to keep compactness. At least it can make an arrogant stall that has mastered the results of their garden as long as they will think twice to repeat their attitude all along. 

"Can't Pastri provide the scales for us?" ask one of the participants.

"What's it for, sir?" lastri replied, "i usually only weigh once in the factory!"

"If we're gonna have to collect from some people let the postage go in!"

The question of one of the participants was correct. During this time Lastri brought his own garden fruit. Not mixed with other people's fruit. Whatever the results are sold to the absolute factory owned by Lastri. Both in terms of quantity and price.

Unlike if the fulfillment of the quota send must come from the merger of several gardens. Then it takes scales and expertise in estimating palm fruit that is worth sending. Must be from each participant send must be able to be calculated nominal that will be obtained on the basis of the factory receipt price.

It's really weird. There must be people who are truly trusted by both parties. From the Lastri party and prospective participants send palm fruit that uses the transportation services of Lastri. 

"How about we just trust Wagiso?" said Rikwanto as an elder from their group.

"Ask Mr. Wagiso first, or else he," asked the first questioner earlier.

Wagiso stated that in principle he agreed. Because more and more money came in for Wagiso if the entire harvest of their members was to be done by him. If that is the case then there must be an agreement that the harvest period used is three weeks. 

With a distance of three weeks once a new harvest, the possibility of perfect immature fruit can be avoided. The garden will be arranged according to turn. And the production capacity of palm fruit will also be regulated.

Although conceptually approved, Lastri does not know how to do calculations and settings by default. Lastri will not be able to set the harvest schedule and send. Lastri could only hope that Armen would be willing to help her.

Secretly, Pastri was feeling lucky. As a result of having done credit transfer Lastri is ready if you have to buy the harvest of others. At a minimum he will try from a garden owner with a smaller size first.

... ⁇ ️️ ~~ Connect ~~ ⁇ ️️️...